Paylater Call Center: Everything You Need to Know


Greetings and welcome to this informative article on Paylater call center. In today’s world, most people are living from paycheck to paycheck, and sometimes unexpected financial expenses arise, making it difficult to meet up with payments. That’s where financial institutions like Paylater come in to assist individuals who need small loans to meet their financial obligations.

In this article, we will be exploring Paylater’s call center, which is an essential aspect of their business. We will provide you with all the necessary information you need to know about Paylater’s call center, including their services, customer support, frequently asked questions, and how to reach them.

What Is Paylater?

Paylater is a Nigerian-based lending company created in 2016. They offer quick and easy loans to individuals who need financial assistance. The company is known for its user-friendly mobile application, which enables individuals to access small loans from the comfort of their mobile devices.

The company prides itself on its instant application approval, swift disbursement of loans, and friendly customer support. Paylater has grown rapidly over the years and has provided loans to over 1.8 million individuals in Nigeria alone.

Paylater Call Center

Paylater’s call center is an essential aspect of their business operations. The call center is responsible for customer support, loan application processing, loan disbursement, and debt recovery. They have a dedicated team of customer support agents who are available 24/7 to attend to customers’ inquiries.

The Paylater call center offers services such as loan application status check, loan disbursement confirmation, repayment schedule adjustment, and debt recovery assistance. The call center is equipped with modern technology and trained agents to ensure customers receive top-notch service.

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How to Reach Paylater Call Center

Paylater offers different channels through which customers can contact their call center. These channels include:

Channels Contact Details
Phone +234 700 725 9378
Live Chat Available on the Paylater mobile app and website

Customers can reach out to the Paylater call center via any of the channels listed above, and their inquiries will be attended to promptly.

FAQs About Paylater Call Center

1. How long does it take for Paylater to process a loan application?

Paylater processes loan applications within 24 hours of receiving the application.

2. What documents do I need to provide when applying for a Paylater loan?

When applying for a Paylater loan, you need to provide a valid means of identification, a bank statement, and your BVN.

3. How do I repay my Paylater loan?

You can repay your Paylater loan through debit card payment or direct bank transfer.

4. Can I change my loan repayment schedule?

Yes, you can adjust your loan repayment schedule by contacting Paylater’s call center.

5. What happens if I default on loan repayment?

If you default on your Paylater loan repayment, your debt will be handed over to their debt recovery team for follow-up.

6. How do I check my loan application status?

You can check the status of your loan application by contacting Paylater’s call center or by logging into their mobile app.

7. What happens if my loan application is declined?

If your loan application is declined, you will receive an email stating the reasons for the decline.

8. Can I apply for a Paylater loan outside of Nigeria?

No, Paylater currently only operates in Nigeria.

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9. Can I apply for a loan without a bank account?

No, you need a functional bank account to apply for a Paylater loan.

10. Can I apply for multiple Paylater loans at once?

No, you can only apply for one Paylater loan at a time.

11. Can I repay my loan before the due date?

Yes, you can repay your Paylater loan before the due date.

12. How much interest is charged on Paylater loans?

Paylater charges a monthly interest rate of 5% on loans.

13. How long does it take for a Paylater loan to be disbursed?

Paylater disburses loans within 24 hours of loan approval.


Paylater’s call center is an integral part of their business operations. They provide exceptional customer support and assist customers with loan application processing, loan disbursement, and debt recovery. We have provided you with all the necessary information you need to access Paylater’s call center and their services.

Don’t hesitate to reach out to Paylater’s call center if you have any inquiries or need assistance with your loan application or repayment. We hope this article has been informative and helpful.


The information provided in this article is for educational purposes and not intended as financial advice. Please seek professional financial advice before making any financial decisions.